Blog

Home Buying

Buying Verses Renting A HomePosted on June 20, 2017

When it comes to a home, you have two options: buy or rent.


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A Nice Home Or A Nice Neighborhood - Which Matters MorePosted on April 11, 2017

A Nice Home Or A Nice Neighborhood: Which Matters More?

When you start shopping for a home, you probably have a very specific image of what you would like that home to look like.


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Is An Income Property Right For YouPosted on February 07, 2017

The appeal of income properties and the potential for what may seem like easy money and early retirement have likely crossed the mind of anyone who has heard of this business venture.


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Hiring A Home InspectorPosted on January 31, 2017

You’ve gone to countless open houses, searched online for months, and have finally found the house of your dreams, but before signing your name on the dotted line there are a few key steps you should not overlook.


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A Single Woman’s Guide To HomeownershipPosted on January 17, 2017

The traditional view of home ownership usually includes a married couple, but times have changed, and more and more single women are entering the housing market.


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How Much House Do You NeedPosted on November 29, 2016

While it may be nice to have a home with five bedrooms, an eat-in kitchen, and a four-car garage, how many of us really need this much space?  The best approach is to look at a few particular aspects of your life and lifestyle to make the right choice.


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Buying A Home That Can Grow With Your FamilyPosted on November 15, 2016

If you are a first time homeowner, or are purchasing a home after a major life change such as marriage or having children, what should you consider to be sure your new home can grow with your changing family?  The time and effort that go into purchasing and decorating a new home, not to mention finding it in the first place, means that you’ll want to ensure that your home will be right for you and your family for years to come.


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How To Handle A Motivated SellerPosted on October 11, 2016

Often ads for homes on the market include the phrase “motivated seller,” and while this sounds as if it may be to your benefit as a home buyer, what does it actually mean?  If a seller is truly motivated you can benefit from a number of potential perks they may be willing to throw in to get their home sold, or they may even be willing to accept a lower offer than the asking price.


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Negotiating Contract Contingencies From The SellerPosted on August 16, 2016

When the housing market is up and sales seem to favor sellers rather than buyers, negotiation contract contingencies may seem like a lost cause.


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Examining A Home Objectively - What Matters And What Doesn’tPosted on March 22, 2016

Examining A Home Objectively: What Matters And What Doesn’t

Everyone heads out to look at potential homes with a list of the things they want in a house, and a list of the things they definitely do not want.


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Finding A Neighborhood With Great SchoolsPosted on February 23, 2016

Finding A Neighborhood With Great Schools

If you have children, or even if you don’t yet but plan to in the future, schools are something you will need to take into consideration when you search for a new home.


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How Much Yard Do You NeedPosted on February 09, 2016

How Much Yard Do You Need?

You probably have spent a good deal of time considering how much space you need inside your home, but what about how much space you need on the outside of it?  House hunting with an idea of the square footage you are seeking is a good idea, but in addition to that you should have an idea of how much yard space you will need around your new dwelling as well.


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Buying A Home Long DistancePosted on November 17, 2015

The process of purchasing a home can be a complicated and stressful experience, but if you have to purchase a new home in another city the experience can become even more complicated.


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Selecting Homeowners InsurancePosted on September 08, 2015

Selecting Homeowner’s Insurance

One of the many things you will have to think about while you are in the process of buying a new home is the insurance you will need to protect it.


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What A REALTOR Can Do For You As A BuyerPosted on September 01, 2015

When we think of selling a home, the services a REALTOR® can provide usually seem worth the cost of their commission, but what about as a buyer?  What can a REALTOR® do for you as a home buyer, and is the commission worth the services they can provide?  Here are five great reasons you should hire a REALTOR® when you are in the market for a new home!

REALTORS® Can Help You Determine Your Budget—With a few simple pieces of information, a REALTOR® can help you pre-determine what kind of budget you may be looking at for your new home, and can match you with potential lenders that are right for you.


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Choosing A REALTOR You Can TrustPosted on August 11, 2015

Choosing A REALTOR® You Can Trust

When it comes to shopping for a home, especially if you are buying for the first time, having an agent on your side is extremely helpful.


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Home Buying Negotiating TipsPosted on June 16, 2015

When it comes to buying a home, the ability and willingness to negotiate is a must for both the buyer and seller.


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When To Consider Raising Your Home Buying BudgetPosted on May 12, 2015

When To Consider Raising Your Home Buying Budget

Setting a budget for your home purchase is an important decision.


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Buying A Home With Bad CreditPosted on April 14, 2015

When it comes to buying a home, having bad credit is not the end of the world.


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What Is A Property SurveyPosted on March 24, 2015

When purchasing a home, especially for the first time, you are going to encounter a lot of terms and jargon you may never have heard before.


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Home WarrantyPosted on February 10, 2015

A home warranty plan, also known as a home protection plan, is a service contract that offers homeowners a way to safeguard themselves against possible breakage or a malfunction within the home.


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Buying A Fixer-Upper - Are You Ready For The WorkPosted on December 30, 2014

Always dreamed of renovating a home exactly to your specifications, or have you found an older house that is structurally sound but needs a lot of work inside?  Perhaps the price is right and you can’t resist all that house you can get for your money.


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Benefits Of Home OwnershipPosted on November 25, 2014

The decision to purchase a home is exciting and a major investment for your future.


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How To Handle A Bidding WarPosted on September 09, 2014

So you have found the home of your dreams, it has all the features you want, and it is in the right neighborhood.


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Home Buying ChecklistPosted on September 02, 2014

Once you’ve made the decision to buy a home, it’s time to start thinking about what comes next.


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What To Consider Before Buying An Older PropertyPosted on August 19, 2014

Whether it’s the character and charm of an older home with its original features, hardwood floors, and wood burning fireplace, or the quaint historic feel of the neighborhood in which it is found, there is a certain appeal to older property.


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Buying Your First HomePosted on August 05, 2014

Now that you’ve made the decision to purchase your first home, a hearty congratulations is in order!  Becoming a homeowner, especially for the first time, can stir up some feelings of anxiety and excitement.


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Earnest Money DepositPosted on July 08, 2014

An earnest money deposit, also known as a good faith deposit, is a specific dollar amount that a potential buyer pays to the seller in an effort to display their serious interest in a property.


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Finding Your Perfect HomePosted on July 01, 2014

As the old saying goes, real estate is all about location, location, location.


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Things Needed After Purchasing A HomePosted on June 24, 2014

Now that you’ve signed all the paperwork and your loan is approved, it’s time to move in.


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Home Selling

Protecting Your Privacy While Your Home Is On The MarketPosted on June 13, 2017

Selling your home can cause potential anxiety about your personal privacy.


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Choosing The Right Listing AgreementPosted on March 28, 2017

When listing your home with a REALTOR®, you will be required to sign an agreement.


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Sell Your Home Fast - Five Tips To Get A Fast SalePosted on March 21, 2017

The process of selling your home can be a stressful and time-consuming event.


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Getting Your Home Ready To SellPosted on February 21, 2017

You would never dream of inviting guests to your house without making certain preparations, so don’t invite potential buyers without first making the necessary updates by preparing your home to sell.


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Selling Your Home In A Buyer’s Market - How To Maximize Your ProfitPosted on December 20, 2016

There are a number of reasons why you may need to sell your home in a buyer’s market, and though getting the most for your home in that situation may seem impossible, there are several strategies you can use to get the best offer for your home.


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Negotiating With A BuyerPosted on November 01, 2016

Negotiating With A Buyer

Depending on the market in which you are selling, your position in the negotiations with a potential buyer can be either a very comfortable one or a difficult one.


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Selling A Home When You Have KidsPosted on July 05, 2016

Selling A Home When You Have Kids

Selling a home is stressful for everyone, and having young children in the house can add to the stress for the parents.


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Home Seller Disclosure ObligationsPosted on June 07, 2016

Anything that could be potentially harmful to the new occupant or the home itself must be addressed in the seller’s disclosure.


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Marketing TipsPosted on February 16, 2016

If you want potential home buyers to fall in love with your house, they first have to know it’s for sale.


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What Are LockboxesPosted on January 26, 2016

When a homeowner lists their house with a REALTOR®, they may choose to store their house keys in the lockbox for easy access for the REALTOR® showing the home.


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Top Ten Home Showing TipsPosted on January 19, 2016

Showing your home is essential in the real estate business.


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Sell Or Remodel - Which Is Right For YouPosted on January 12, 2016

Whether the initial love has faded, or your home just doesn’t work for you and your family anymore, deciding between selling your home and remodeling can sometimes be a difficult decision.


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Avoid The Most Common Mistakes When Selling Your HomePosted on December 08, 2015

Here are the most common mistakes people make when selling their property.


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Quick Clutter Fixes For Unexpected ShowingsPosted on June 09, 2015

Quick Clutter Fixes For Unexpected Showings

When you have to continue living in a home at the same time you are trying to sell it, keeping it ready for a showing at any time can be a challenge.


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What Season Is Best To SellPosted on May 26, 2015

What Season Is Best To Sell?

So you are ready to sell your house, but you look out the window and see several feet of snow on the ground.


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How Long Should You Keep Your Home On The MarketPosted on May 05, 2015

How Long Should You Keep Your Home On The Market?

Many a home seller has been there—the house has been on the market for months and there is no sign of a sale.


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Selling Your Home - Why You Need A REALTORPosted on April 28, 2015

The temptation to save yourself the cost of hiring a real estate agent when selling your home can be overwhelming, and with more websites, books, and other resources popping up that claim to give you all the know-how and tools you’ll need to sell your home yourself, why should you consider hiring a REALTOR® at all?  Like any job that requires a lot of insider knowledge and experience, hiring a REALTOR® will ensure that you are getting the best price for your house with the minimal amount of work and worry.


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Selling A House With Pets At HomePosted on April 21, 2015

When we have pets, they quickly become a part of our family.


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The Downside To A Sale By OwnerPosted on April 07, 2015

The Downside To A Sale By Owner

In tough economic times, saving the money that you would have to pay a real estate agent to help you sell your home can be a tempting idea.


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Repairs To Make Before Selling Your HomePosted on December 09, 2014

When selling your home, the last thing you want to do is invest more into it, but in most cases making a few repairs or renovations to your home before putting it on the market can really be worth the financial and time investment.


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Home Selling ChecklistPosted on September 30, 2014

Once you’ve made the decision to sell your home, it’s time to think about what comes next.


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Selling Your Home During The HolidaysPosted on August 26, 2014

The process of selling your home at any time of the year can be a stressful experience, but if you are trying to sell your home during the busy holiday season it may seem to be almost impossible.


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When Should You Accept A Low BidPosted on June 17, 2014

If you are selling your home and are motivated to get the deal done quickly, you may be tempted to accept a low bid.


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Creating Curb AppealPosted on June 03, 2014

If you’re selling your home, there are a number of things you can do to improve your property’s potential value and appeal.


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Are Your Neighbors Affecting Your Home’s ValuePosted on May 06, 2014

You have put your home up for sale and done everything your agent has advised you to do to prepare your property for sale, but still no offers have come in.


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Home And Garden

Solar Lighting For Your YardPosted on June 06, 2017

Solar Lighting For Your Yard

One of the simplest, most economical and also eco-friendly ways to provide lighting in your yard is to use solar lights.


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Home Security TipsPosted on May 23, 2017

Making sure that your home is secure should be a priority in your life not only because you want to protect what’s rightfully yours, but more specifically because it could be the most important thing that you do for your family and for yourself.


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The Latest In Window TreatmentsPosted on May 09, 2017

Long gone are the days of plastic vertical blinds and grandma’s lacy curtains.


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Backyard Summer Entertainment IdeasPosted on April 25, 2017

When it comes to entertaining outdoors, there’s no place quite like your very own backyard.


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Swimming Pool Safety TipsPosted on April 18, 2017

Summer is a special time for having fun in the backyard pool, yet drowning is a leading cause of accidental death.


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Hot Decorating TipsPosted on April 04, 2017

Let’s face it.


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Top Five Ways To Ruin AntiquesPosted on March 14, 2017

An antique is a decorative object that is valuable because of its age.


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How To Care For Your LawnPosted on February 28, 2017

If you love your lawn, it’s only natural that you would want to give it the proper care to help give it a healthy appearance.


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Attracting Birds To Your BackyardPosted on February 14, 2017

Bird watching is a popular past time that is shared by many, but what if watching your fluttering friends was as simple as peeking into your backyard?  Thanks to a few landscaping techniques, you can trade in your binoculars for a lawn chair and enjoy bird watching from the convenience and comfort of your own home.


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Decorating Ideas For Girls' RoomsPosted on November 22, 2016

If you have a room that requires a feminine touch, don’t fret.


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The Best Ways To Reduce Your Water BillPosted on November 08, 2016

The Best Ways To Reduce Your Water Bill

Although a lot of the energy efficiency efforts tend to be focused on saving on electricity bills, you can also save a lot of money on your water bill and save water, too, with only a few simple steps.


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Decorating With PlantsPosted on October 25, 2016

When choosing a style of furnishing, color scheme, or fabrics for your new home, or when redecorating a room, plants often do not immediately spring to mind when considering what you need to complete your space.


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Tips On Saving Energy And Money At HomePosted on October 18, 2016

When you save on energy, you also save money.


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Hanging Pictures 101Posted on September 20, 2016

A home is a place where we create precious memories with those that we love, which is why photos are a big part of what makes a house into a home.


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De-clutter Your KitchenPosted on September 06, 2016

Who hasn’t had a cupboard full of Tupperware come crashing down on their head?  And don’t we all have a drawer in our kitchen that holds every scrap of paper and useless knickknack we have ever owned?  While kitchen clutter may be a universal truth, it can also make using your kitchen a time consuming and frustrating task.


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Storage Solutions For Your Child’s ToysPosted on August 30, 2016

Storage Solutions For Your Child’s Toys

If you have children, you know how quickly they can accumulate toys and other items.


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Ways To Reduce Your Heating BillPosted on July 19, 2016

When the temperature outside begins to fall, our heating bills quickly start to rise.


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Green Laundry Tips - Save Money And The EnvironmentPosted on July 12, 2016

Let’s face it—two of the biggest issues most of us face in today’s world are concerns over the environment and the economy.


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Building A Home TheaterPosted on June 28, 2016

These days, a home theater is one of the most popular trends in the nation.


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How To Successfully Set Up A Freshwater AquariumPosted on June 21, 2016

An aquarium is designed to simulate a natural environment for freshwater life.


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Childproofing Your HomePosted on May 31, 2016

When it comes to decorating your home, there’s a lot more to consider than simply coordinating your window treatments with your carpet.


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Patio Decor IdeasPosted on May 24, 2016

A patio offers a relaxing way to enjoy the outdoors while still getting a sense of home.


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Give Your Old Furniture New LifePosted on April 26, 2016

Give Your Old Furniture New Life

Old furniture doesn’t have to be put aside if the basic structure is still in good condition.


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Cut Your Cooling Costs With These Money-Saving TipsPosted on April 12, 2016

When it comes to keeping your home comfortable in the summer, there are a number of ways to accomplish your goal without breaking a sweat over your cooling costs.


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How To Start A New GardenPosted on April 05, 2016

Congratulations on your decision to start a new garden.


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Ways To Make Your House Smell GoodPosted on March 15, 2016

If you want a house to smell clean, you clean it.


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Decorating Ideas For Boys' RoomsPosted on January 05, 2016

If you have a room that requires a masculine touch, don’t fret.


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Mood Lighting With Tiki TorchesPosted on December 29, 2015

If you have the islands on your mind, you will be glad to know that you can bring the charm and decor of your favorite tropical paradise into your own backyard.


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Ten Things Every Gardener Should KnowPosted on November 03, 2015

Gardening is a fun way to enjoy the outdoors, but it is also a livelihood for many.


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How And When To Prune RosesPosted on September 29, 2015

To many, a rose is one of the most beautiful flowers in existence.


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Safety Tips For Barbeque And GrillingPosted on September 22, 2015

A barbeque is an outdoor meal or party at which food is prepared on a rack over a grill.


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Your Home First Aid Kit - Ten Must HavesPosted on August 25, 2015

It’s a known fact that the majority of accidents occur at home, which is why every household must be equipped with a first aid kit complete with all of the essentials needed to handle life’s unexpected and unfortunate events.


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Using Your Fireplace SafelyPosted on July 28, 2015

Using Your Fireplace Safely

A fireplace is a great feature in any home, and can create that warm, homey feeling on a cold winter evening that every homeowner dreams of.


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How To Choose The Perfect GrillPosted on July 21, 2015

When choosing the perfect grill, it’s important to understand the different types and their functions, but also how each relates to your particular needs.


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Landscaping Design TipsPosted on July 07, 2015

As a homeowner, you can use a number of landscaping design tips to make your house look just as polished on the outside as it does on the inside.


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Home Safety TipsPosted on June 30, 2015

Your home is your haven and, as such, it should be a place where you feel safe.


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Decorating For Men - Creating A Man-Friendly SpacePosted on June 02, 2015

When you begin thinking about decorating, usually a man-friendly space is not what springs to mind.


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Watering Your Lawn The Right WayPosted on May 19, 2015

When it comes to watering your lawn, the who, what, when, where and why rule applies.


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Tips To Make Your Move EasierPosted on March 31, 2015

Moving can be a stressful time, however, there are several things that you can do to make your move a smooth one.


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Choosing The Best Lighting For Your SpacePosted on March 17, 2015

Whether it is a romantic dining room or a home office, finding the right lighting for each space in your home is essential to making it functional and inviting.


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Family Three-Day Home Emergency KitPosted on March 10, 2015

Every home should have an emergency kit.


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Give Your Front Porch A Style MakeoverPosted on March 03, 2015

Whether you are looking to sell your home or just think it’s time for a new look to improve your curb appeal, giving your front porch a makeover is an easy and inexpensive way to give your home’s exterior a fresh look.


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Defining Distinct Spaces In A Large RoomPosted on February 24, 2015

While open-concept homes seem to be the popular trend in the home construction industry, sometimes decorating for large spaces can be a challenge.


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Ideas For Organizing Your GaragePosted on February 03, 2015

Believe it or not, your garage is not only made to house your automobiles.


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Getting Your Garden Ready For WinterPosted on January 13, 2015

The beauty and relaxation that your garden can provide you and your family is certainly worth all the work you put in each year.


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Strategies To Reduce Dust In Your HomePosted on January 06, 2015

If you are like most people, dust is a part of life.


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Decorating For Small SpacesPosted on December 16, 2014

Decorating For Small Spaces

If you live in a smaller home or condo, you face some particular decorating challenges.


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Home Theater Tips And TricksPosted on November 11, 2014

Home Theater Tips And Tricks

With home entertainment equipment becoming more and more advanced and the cost of going out for entertainment making it less realistic for many people, creating the perfect home theater is on the list of many homeowners.


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Ten Most Forgotten Items During A MovePosted on October 21, 2014

When moving day arrives, there’s nothing quite like the nagging feeling that you’re forgetting something.


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Hot Tub Purchasing TipsPosted on September 16, 2014

Let’s face it, most of us have at some point thought about the luxury of spending relaxing and romantic evenings soaking in our very own hot tub.


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Using Bright And Bold Paint ColorsPosted on July 29, 2014

Homeowners who are thinking of selling are often warned against choosing bright and bold paint colors for their walls.


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Simple Ways To Add A Splash Of Color To Any RoomPosted on July 15, 2014

Simple Ways To Add A Splash Of Color To Any Room

If you are feeling a lack of color and vibrancy in your décor, but don’t have a lot of time or money to put into redecorating, you can still make a big difference.


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Maintaining Air Quality In Your HomePosted on June 10, 2014

Maintaining Air Quality In Your Home

Whether you have allergies or simply prefer knowing that the air in your home is as clean as you can make it for better health, achieving and maintaining good air quality is an important issue.


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Cleaning Tips And TricksPosted on May 13, 2014

To clean your home is to free it from dirt, pollutants and other elements.


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Maintenance Tips For Your HomePosted on May 06, 2014

Whether it’s spring, summer, fall or winter, it’s important to take the necessary steps to keep your home standing tall every day.


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Build Your Own Deck - Choosing The Right MaterialsPosted on May 06, 2014

A backyard deck is a great way to not only improve the value of your home, but also make your outdoor living space more enjoyable for you and your family.


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A Homeowner's ToolkitPosted on May 06, 2014

Whether you have just bought your first home or have been a homeowner for some time, chances are that at some point you will be faced with home repairs.


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Financing Articles

Buying A Home With Past Credit ProblemsPosted on May 30, 2017

Buying a home can be both exciting and stressful but, for those with past credit problems, the process may also seem intimidating.


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Calculating Your Monthly Mortgage PaymentsPosted on May 16, 2017

One of the most important factors to consider when buying a new home is affordability.


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Why You Should Avoid Subprime LendersPosted on May 02, 2017

With the financial markets in crisis and the cost of homes plummeting, the subprime loan options that were responsible for this crash in the first place are becoming less common.


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Avoiding Mortgage FraudPosted on March 07, 2017

Unfortunately, fraud and identity theft are increasing at an alarming rate every year, and mortgage fraud is one of the most important types of fraud from which you will want to protect yourself.


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Recognizing Predatory Mortgage LendersPosted on January 24, 2017

A predator is defined as one that preys on others, which is why some lenders have fittingly earned the title as predatory mortgage lenders.


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Tips For Qualifying For A Better Interest RatePosted on December 27, 2016

Tips For Qualifying For a Better Interest Rate

When it comes to a home loan, the interest rate is a very important factor.


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All About Home Equity LoansPosted on December 06, 2016

All About Home Equity Loans

You have probably heard a lot about home equity loans if you have spent any time at all looking at home financing options.


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Things You Need When Applying For A Home LoanPosted on September 27, 2016

Congratulations!  Now that you have found the perfect home, all that’s left is getting the perfect mortgage.


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First Time Buyer Loan TipsPosted on August 23, 2016

First Time Buyer Loan Tips

For first time buyers, the mortgage loan process can seem complex and confusing.


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Will You Qualify - What You Need To Get A MortgagePosted on August 02, 2016

If you are a first time homebuyer, navigating all the new information about homeownership, the home buying process, and mortgages can seem overwhelming.


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Types Of Home LoansPosted on May 10, 2016

If you are in the market for a new home, it’s important that you know what type of loans are available to you.


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FHA Loans - What They Are And Who QualifiesPosted on March 29, 2016

FHA Loans: What They Are And Who Qualifies

In your house hunting you may have come across a mention of FHA loans.


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Protect Yourself From Unexpected Mortgage Loan AdjustmentsPosted on March 01, 2016

If you’re facing an upcoming rate change on your adjustable rate mortgage, you may be a bit worried.


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Applying For A Joint Mortgage Loan With Your SpousePosted on February 02, 2016

Applying For a Joint Mortgage Loan With Your Spouse

When you are ready to buy a home, applying for a mortgage is one of the first and most important steps.


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A Reverse Mortgage - Is It Right For YouPosted on December 15, 2015

A reverse mortgage is a financial option available to seniors which allows them to free up some of the accumulated equity in their home.


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Interest Only Loans - What You Should KnowPosted on December 01, 2015

Interest Only Loans: What You Should Know

Of the many different types of home loans out there, interest only loans are one of the more unusual types.


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Fixed Mortgage Vs. Variable Rates - Which Is Right For YouPosted on November 24, 2015

With all the financial decisions that need to be made when purchasing a home, choosing the options that make the best sense for you can seem overwhelming.


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How Much House You Can AffordPosted on November 10, 2015

There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, it’s important that you know what type of mortgage payments are within your budget.


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Negotiating An Owner Financing PurchasePosted on October 13, 2015

Saving for a down payment can be a difficult and time-consuming task, but there are options for financing a home purchase other than saving or the traditional borrowing options.


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How Much Cash Will You Need To ClosePosted on October 06, 2015

How Much Cash Will You Need To Close?

For first time buyers, the amount of money that is needed to seal the deal can often come as a bit of a shock.


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Finding Your Credit RatingPosted on September 15, 2015

Finding your credit rating can be an intimidating task, but for anyone hoping to purchase a home it is a necessary step.


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Balloon Payments - What They Mean To YouPosted on August 18, 2015

Balloon Payments: What They Mean To You

In your research on home loans, you may have come across the term “balloon payment.


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Can You Buy A Home With No Down PaymentPosted on June 23, 2015

Can You Buy A Home With No Down Payment?

Coming up with a down payment in today’s economy can be difficult.


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The Advantages Of Pre-ApprovalPosted on January 27, 2015

The decision to purchase a home can be an exciting but sometimes confusing undertaking.


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Finding A Mortgage BrokerPosted on January 20, 2015

If you are in the market for a new home, or looking to refinance your existing mortgage, then you will want to consider the option of hiring a mortgage broker rather than an individual lender or lending institution.


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Step-By-Step Guide In Obtaining A Home LoanPosted on December 02, 2014

Now that you’ve decided to purchase a new home, it’s important to know what to expect throughout the loan process.


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Paying Off Your Mortgage FasterPosted on November 04, 2014

Paying off your mortgage is one of the biggest financial goals of most homeowners, and retiring debt-free can certainly give your golden years a greater sense of financial freedom and stability.


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Tips For Getting Your Down Payment FasterPosted on October 14, 2014

Looking to buy your first home, but having trouble coming up with the down payment?  Typically you need to have between 5-50% of the purchase price of your home, so here are a few tips to help you save your down payment faster!

Save Your Tax Refund—Doing this alone for a few years may add up to a considerable amount to contribute to a down payment, especially if both you and your spouse commit to contributing the full amount.


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Insurance And Property Taxes - Should You Add Them To Your Mortgage PaymentPosted on October 07, 2014

Insurance And Property Taxes: Should You Add Them To Your Mortgage Payment?

When you buy a home, the mortgage payment isn’t the only regular expense you will have to consider.


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Shopping For The Best Home LoanPosted on May 27, 2014

Finding the perfect home is a task, but shopping for the best home loan can be even more tedious.


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Understanding Interest RatesPosted on May 06, 2014

If you are in the market for a new home, or it is time to refinance your mortgage, there is no doubt you have been looking at the current interest rates.


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Holiday Articles

Decorating For The Fourth Of July - Show Your Patriot PridePosted on January 10, 2017

Decorating for the Fourth of July is really a great and easy way to show your patriotic pride, and with our nation’s colors of red, white, and blue going so well together, it also couldn’t be easier.


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Celebrating New Year’s With Young ChildrenPosted on January 03, 2017

Celebrating New Year’s Eve With Children

Partying until midnight may not be in the cards for you come New Year’s Eve if you have small children.


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Decorating For Thanksgiving Using The Bounty Of The SeasonPosted on December 13, 2016

Thanksgiving marks the beginning of the holiday season, a time spent with family and friends.


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Memorial Day Picnic Menu IdeasPosted on October 04, 2016

Memorial Day is usually spent watching the latest blockbuster film, but it is also a great time of year to get outside and celebrate the nice weather.


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St. Patrick's Day Ideas For Family FunPosted on September 13, 2016

St.


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Create A Spooky Yard For HalloweenPosted on August 09, 2016

Halloween can be one of the most child-like and fun holidays of the year.


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Valentine’s Day Crafts For KidsPosted on July 26, 2016

Valentine’s Day Crafts For Kids

Valentine’s Day is all about love—and not just between couples!  Kids love to get in on the action, and creating fun Valentine’s crafts to share is a great way to let them have a good time and make something they can give to friends and family to show their love on this special day.


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Thanksgiving Menu IdeasPosted on June 14, 2016

Thanksgiving is an annual national holiday commemorating a harvest festival celebrated by the Pilgrim Fathers in 1621.


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Mother’s Day Brunch - Decoration And Menu IdeasPosted on May 17, 2016

Mother’s Day only comes around once a year, and since mom is there for us every day of the year, the least we can do is create a one-of-a-kind day to show her our thanks.


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Halloween Safety TipsPosted on May 03, 2016

On October 31 of every year, children around the nation enjoy carving jack-o-lanterns, dressing up in their favorite costumes and going out trick-or-treating for candy and treats.


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Create Kid-Safe Jack O LanternsPosted on April 19, 2016

Halloween is a great time of year to let the creativity go wild, and when decorating for this fun and family-oriented holiday, it really wouldn’t be complete without a jack-o’-lantern or two!  While carving pumpkins is the traditional way to create a jack-o’-lantern, if you have young children or kids who want to create jack-o’-lanterns without adult supervision, then it can be a dangerous and risky craft idea.


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The Right Christmas Wreath For Your Front DoorPosted on March 08, 2016

Choosing the perfect tree is part of any holiday decorating tradition, but finding the right wreath for your front door can really finish off your holiday look and can be a beautiful and elegant addition to your exterior décor.


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Is A Real Christmas Tree Right for YouPosted on December 22, 2015

Is A Real Christmas Tree Right For You?

There is nothing quite like the smell of fresh pine filling your home during the holiday season, and a real Christmas tree can do that better than any candle or air freshener.


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Easy Easter Decorating IdeasPosted on October 27, 2015

Easter is often left out when thinking of holiday decorating, but since it is also the beginning of the spring season it is a great time to freshen up your home and add some of the lively and vibrant colors of the season.


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Host A Chinese New Years’ PartyPosted on October 20, 2015

The traditional Chinese New Year is becoming more and more a celebrated festival around the world, and it is a really great way to celebrate Chinese culture or just have fun with friends and family.


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Holiday Meal Ideas You Can Prepare Ahead Of TimePosted on August 04, 2015

Holiday Meal Ideas You Can Prepare Ahead Of Time

Preparing large holiday meals for a crowd is time consuming and a lot of work, too.


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Planning The Perfect Memorial Day BarbequePosted on July 14, 2015

Planning The Perfect Memorial Day Barbeque

While the focus is often on the Fourth of July when it comes to backyard celebrations, Memorial Day is often a popular choice as well.


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Preparing Your Home For Holiday GuestsPosted on February 17, 2015

Preparing Your Home For Holiday Guests

It’s wonderful having friends and family at your home to share the holidays, but it can also be a lot of work.


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How To Host A Fun And Safe New Year’s PartyPosted on December 23, 2014

New Year’s is a great time to host a party for friends and family.


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How To Make The Fourth Of July Fun For KidsPosted on November 18, 2014

Every year, the Fourth of July holiday honors the birth of our nation.


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Planning The Perfect Easter Egg HuntPosted on October 28, 2014

Planning The Perfect Easter Egg Hunt

Searching for hidden treasures and tasty sweets is the biggest part of Easter for young children.


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Create A Romantic Dining Room For Valentine’s DayPosted on September 23, 2014

With times being as tough as they are, finding the money to make a special Valentine’s Day for your sweetheart can be difficult.


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A Mother’s Day Menu Your Kids Can PreparePosted on August 12, 2014

A Mother’s Day Menu Your Kids Can Prepare

Mother’s Day is the perfect time for your children to show their love and appreciation for everything Mom does by preparing her a simple but delicious meal she will really appreciate.


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Fabulous Homemade Halloween CostumesPosted on July 22, 2014

Fabulous Homemade Halloween Costumes

Halloween is the time of year when you can dress up as just about anything you want to be.


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Safety Tips For Fourth Of July FireworksPosted on May 20, 2014

Safety Tips For Fourth Of July Fireworks

The Fourth of July is an exciting holiday filled with family and friends, backyard barbeques, and of course the main event—the fireworks.


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Christmas Decorating IdeasPosted on May 06, 2014

Along with the Christmas festivities comes the desire to decorate your home with twinkling lights, wreaths, trees and even yard ornaments featuring the theme of the holidays.


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A St. Patrick’s Menu That Your Guests Will EnjoyPosted on May 06, 2014

If you are throwing a St.


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