When To Consider Raising Your Home Buying Budget
Setting a budget for your home purchase is an important decision.
Whether it’s the character and charm of an older home with its original features, hardwood floors, and wood burning fireplace, or the quaint historic feel of the neighborhood in which it is found, there is a certain appeal to older property.
Often ads for homes on the market include the phrase “motivated seller,” and while this sounds as if it may be to your benefit as a home buyer, what does it actually mean? If a seller is truly motivated you can benefit from a number of potential perks they may be willing to throw in to get their home sold, or they may even be willing to accept a lower offer than the asking price.
You’ve gone to countless open houses, searched online for months, and have finally found the house of your dreams, but before signing your name on the dotted line there are a few key steps you should not overlook.
Given the recent state of the economy and the rising rate of mortgage foreclosures, the number of properties available at rock bottom prices is at an all time high.
There is a reason the term “location, location, location” is used so commonly within the real estate industry.
Always dreamed of renovating a home exactly to your specifications, or have you found an older house that is structurally sound but needs a lot of work inside? Perhaps the price is right and you can’t resist all that house you can get for your money.
When the housing market is up and sales seem to favor sellers rather than buyers, negotiation contract contingencies may seem like a lost cause.
Most people who are in the market for a new home are aware of the costs associated with purchasing a home and moving, but closing costs can be expenses that may be overlooked, especially for first-time home buyers.
Making An Offer: Negotiating Your Buying Price
There is perhaps no more exciting and nerve-wracking time in the home buying process than when you decide to make an offer on a home.
Choosing A REALTOR® You Can Trust
When it comes to shopping for a home, especially if you are buying for the first time, having an agent on your side is extremely helpful.
When it comes to a home, you have two options: buy or rent.
If you are a first time homeowner, or are purchasing a home after a major life change such as marriage or having children, what should you consider to be sure your new home can grow with your changing family? The time and effort that go into purchasing and decorating a new home, not to mention finding it in the first place, means that you’ll want to ensure that your home will be right for you and your family for years to come.
A home warranty plan, also known as a home protection plan, is a service contract that offers homeowners a way to safeguard themselves against possible breakage or a malfunction within the home.
Selecting Homeowner’s Insurance
One of the many things you will have to think about while you are in the process of buying a new home is the insurance you will need to protect it.
Examining A Home Objectively: What Matters And What Doesn’t
Everyone heads out to look at potential homes with a list of the things they want in a house, and a list of the things they definitely do not want.
A Nice Home Or A Nice Neighborhood: Which Matters More?
When you start shopping for a home, you probably have a very specific image of what you would like that home to look like.
When purchasing a home, especially for the first time, you are going to encounter a lot of terms and jargon you may never have heard before.
While it may be nice to have a home with five bedrooms, an eat-in kitchen, and a four-car garage, how many of us really need this much space? The best approach is to look at a few particular aspects of your life and lifestyle to make the right choice.
The process of selling your home at any time of the year can be a stressful experience, but if you are trying to sell your home during the busy holiday season it may seem to be almost impossible.
In addition to location and condition, the asking price of a home is at the top of the list of important considerations.
An open house is one way that REALTORS® attempt to expose a home to multiple buyers at once.
Once you’ve made the decision to sell your home, it’s time to think about what comes next.
How Long Should You Keep Your Home On The Market?
Many a home seller has been there—the house has been on the market for months and there is no sign of a sale.
Anything that could be potentially harmful to the new occupant or the home itself must be addressed in the seller’s disclosure.
You would never dream of inviting guests to your house without making certain preparations, so don’t invite potential buyers without first making the necessary updates by preparing your home to sell.
So you have decided that you are going to sell your home.
If you are thinking of putting your home up for sale, or already have your property listed, you may want to consider hosting an open house as part of your marketing strategy to get your home sold.
When listing your home with a REALTOR®, you will be required to sign an agreement.
You have put your home up for sale and done everything your agent has advised you to do to prepare your property for sale, but still no offers have come in.
There is a lot more to putting your home up for sale than placing a sign on the front lawn.
Simple Ideas To Make Your Home More Welcoming To Buyers
It may seem obvious, but many sellers fail to recognize that a home that feels, looks, and smells welcoming and homey will more likely raise a buyer’s interest when they come for a showing.
Whether the initial love has faded, or your home just doesn’t work for you and your family anymore, deciding between selling your home and remodeling can sometimes be a difficult decision.
Five Things You Should Put In Storage While Selling Your Home
When your home is on the market but you are still living there, you can’t very well make it a model show home.
If you are selling your home and are motivated to get the deal done quickly, you may be tempted to accept a low bid.
What Season Is Best To Sell?
So you are ready to sell your house, but you look out the window and see several feet of snow on the ground.
The Downside To A Sale By Owner
In tough economic times, saving the money that you would have to pay a real estate agent to help you sell your home can be a tempting idea.
Negotiating With A Buyer
Depending on the market in which you are selling, your position in the negotiations with a potential buyer can be either a very comfortable one or a difficult one.
The Home Remodels That Will Most Increase Your Selling Price
So you are ready to sell, but you know that there are a few things in the home that could stand some updating in order to increase your selling price.
When a homeowner lists their house with a REALTOR®, they may choose to store their house keys in the lockbox for easy access for the REALTOR® showing the home.
There are a number of reasons why you may need to sell your home in a buyer’s market, and though getting the most for your home in that situation may seem impossible, there are several strategies you can use to get the best offer for your home.
If you’re selling your home, there are a number of things you can do to improve your property’s potential value and appeal.
When selling your home, the last thing you want to do is invest more into it, but in most cases making a few repairs or renovations to your home before putting it on the market can really be worth the financial and time investment.
When we have pets, they quickly become a part of our family.
When it comes to watering your lawn, the who, what, when, where and why rule applies.
When moving day arrives, there’s nothing quite like the nagging feeling that you’re forgetting something.
Decorating For Small Spaces
If you live in a smaller home or condo, you face some particular decorating challenges.
A barbeque is an outdoor meal or party at which food is prepared on a rack over a grill.
It’s a known fact that the majority of accidents occur at home, which is why every household must be equipped with a first aid kit complete with all of the essentials needed to handle life’s unexpected and unfortunate events.
When it comes to keeping your home comfortable in the summer, there are a number of ways to accomplish your goal without breaking a sweat over your cooling costs.
If you have the islands on your mind, you will be glad to know that you can bring the charm and decor of your favorite tropical paradise into your own backyard.
Let’s face it, most of us have at some point thought about the luxury of spending relaxing and romantic evenings soaking in our very own hot tub.
Home Theater Tips And Tricks
With home entertainment equipment becoming more and more advanced and the cost of going out for entertainment making it less realistic for many people, creating the perfect home theater is on the list of many homeowners.
Give Your Old Furniture New Life
Old furniture doesn’t have to be put aside if the basic structure is still in good condition.
A home is a place where we create precious memories with those that we love, which is why photos are a big part of what makes a house into a home.
Bird watching is a popular past time that is shared by many, but what if watching your fluttering friends was as simple as peeking into your backyard? Thanks to a few landscaping techniques, you can trade in your binoculars for a lawn chair and enjoy bird watching from the convenience and comfort of your own home.
As adults, we often assume that gardening is designed exclusively for us.
As a homeowner, you can use a number of landscaping design tips to make your house look just as polished on the outside as it does on the inside.
These days, a home theater is one of the most popular trends in the nation.
Let’s face it—two of the biggest issues most of us face in today’s world are concerns over the environment and the economy.
A pest is not just a word that’s used to describe an annoyance; in fact, it’s also the term given to a destructive animal that destroys crops, food and even livestock.
Whether you have just bought your first home or have been a homeowner for some time, chances are that at some point you will be faced with home repairs.
Summer is a special time for having fun in the backyard pool, yet drowning is a leading cause of accidental death.
Simple Ways To Add A Splash Of Color To Any Room
If you are feeling a lack of color and vibrancy in your décor, but don’t have a lot of time or money to put into redecorating, you can still make a big difference.
The cool refreshing look of water on a hot summer’s day can make any homeowner wish they had a pool in their backyard, but making the decision about whether a pool is right for your property is more complicated than buying an inflatable bed with a cup holder.
When you save on energy, you also save money.
Sealing Your Windows And Doors Against Leaks
When it comes to making sure your home is energy-efficient as well as keeping it at a comfortable temperature throughout the year, there are few things as simple as looking to your windows and doors to make a big difference.
If you love your lawn, it’s only natural that you would want to give it the proper care to help give it a healthy appearance.
A patio offers a relaxing way to enjoy the outdoors while still getting a sense of home.
Using Your Fireplace Safely
A fireplace is a great feature in any home, and can create that warm, homey feeling on a cold winter evening that every homeowner dreams of.
Let’s face it.
An antique is a decorative object that is valuable because of its age.
Whether it’s spring, summer, fall or winter, it’s important to take the necessary steps to keep your home standing tall every day.
When choosing the perfect grill, it’s important to understand the different types and their functions, but also how each relates to your particular needs.
Whether you are looking to sell your home or just think it’s time for a new look to improve your curb appeal, giving your front porch a makeover is an easy and inexpensive way to give your home’s exterior a fresh look.
Flowers are used for many purposes, including landscaping, weddings, gifts and even to decorate the interior of your home.
Long gone are the days of plastic vertical blinds and grandma’s lacy curtains.
Saving for a down payment can be a difficult and time-consuming task, but there are options for financing a home purchase other than saving or the traditional borrowing options.
Second mortgages are not as common as they once were, and getting one is not as easy as it used to be, but even with the recent financial pressures that many of us are facing in this economy, there are still a number of options that can allow you to get one.
Tips For Qualifying For a Better Interest Rate
When it comes to a home loan, the interest rate is a very important factor.
If you are in the market for a new home, it’s important that you know what type of loans are available to you.
Finding the perfect home is a task, but shopping for the best home loan can be even more tedious.
Insurance And Property Taxes: Should You Add Them To Your Mortgage Payment?
When you buy a home, the mortgage payment isn’t the only regular expense you will have to consider.
If you’re facing an upcoming rate change on your adjustable rate mortgage, you may be a bit worried.
Balloon Payments: What They Mean To You
In your research on home loans, you may have come across the term “balloon payment.
Finding your credit rating can be an intimidating task, but for anyone hoping to purchase a home it is a necessary step.
If you are in the market for a new home, or are looking to refinance your mortgage, there are an ever increasing number of lending options that exist for you as a homeowner.
Paying off your mortgage is one of the biggest financial goals of most homeowners, and retiring debt-free can certainly give your golden years a greater sense of financial freedom and stability.
A reverse mortgage is a financial option available to seniors which allows them to free up some of the accumulated equity in their home.
Can You Buy A Home With No Down Payment?
Coming up with a down payment in today’s economy can be difficult.
One of the most important factors to consider when buying a new home is affordability.
With the financial markets in crisis and the cost of homes plummeting, the subprime loan options that were responsible for this crash in the first place are becoming less common.
Applying For a Joint Mortgage Loan With Your Spouse
When you are ready to buy a home, applying for a mortgage is one of the first and most important steps.
If you are a first time homebuyer, navigating all the new information about homeownership, the home buying process, and mortgages can seem overwhelming.
All About Home Equity Loans
You have probably heard a lot about home equity loans if you have spent any time at all looking at home financing options.
Looking to buy your first home, but having trouble coming up with the down payment? Typically you need to have between 5-50% of the purchase price of your home, so here are a few tips to help you save your down payment faster!
Save Your Tax Refund—Doing this alone for a few years may add up to a considerable amount to contribute to a down payment, especially if both you and your spouse commit to contributing the full amount.
There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, it’s important that you know what type of mortgage payments are within your budget.
Every year, the Fourth of July holiday honors the birth of our nation.
Safety Tips For Fourth Of July Fireworks
The Fourth of July is an exciting holiday filled with family and friends, backyard barbeques, and of course the main event—the fireworks.
Halloween can be one of the most child-like and fun holidays of the year.
Memorial Day is usually spent watching the latest blockbuster film, but it is also a great time of year to get outside and celebrate the nice weather.
Every year, children enjoy festivities that include the coloring of Easter eggs, annual egg hunts and other activities that have emerged through the years as a growing holiday tradition.
Whether it is Thanksgiving or Christmas, a small family gathering or a huge party, cooking the perfect turkey for the holidays is every chef’s goal.
Independence Day is a great opportunity to get your neighborhood together to celebrate our great nation, and what could be more American than the block party! It is a great and inexpensive way to get to know your neighbors and add a more traditional community feel to your street.
With times being as tough as they are, finding the money to make a special Valentine’s Day for your sweetheart can be difficult.
New Year’s is a great time to host a party for friends and family.
Preparing Your Home For Holiday Guests
It’s wonderful having friends and family at your home to share the holidays, but it can also be a lot of work.
Is A Real Christmas Tree Right For You?
There is nothing quite like the smell of fresh pine filling your home during the holiday season, and a real Christmas tree can do that better than any candle or air freshener.
Along with the Christmas festivities comes the desire to decorate your home with twinkling lights, wreaths, trees and even yard ornaments featuring the theme of the holidays.
Thanksgiving is an annual national holiday commemorating a harvest festival celebrated by the Pilgrim Fathers in 1621.
If you are throwing a St.
On December 31 of every year, the world celebrates New Year’s Eve.
Decorating for the Fourth of July is really a great and easy way to show your patriotic pride, and with our nation’s colors of red, white, and blue going so well together, it also couldn’t be easier.
Holiday Meal Ideas You Can Prepare Ahead Of Time
Preparing large holiday meals for a crowd is time consuming and a lot of work, too.
The traditional Chinese New Year is becoming more and more a celebrated festival around the world, and it is a really great way to celebrate Chinese culture or just have fun with friends and family.
Every year, Valentine’s Day serves as a celebration of love, happiness and a commitment to those that you cherish.
Mother’s Day only comes around once a year, and since mom is there for us every day of the year, the least we can do is create a one-of-a-kind day to show her our thanks.
Every June, we celebrate our love for dad with Father’s Day and, although we don’t always know exactly what gift to give that could possibly express our gratitude, it is possible to get him something that he will love.
Halloween is a great time of year to let the creativity go wild, and when decorating for this fun and family-oriented holiday, it really wouldn’t be complete without a jack-o’-lantern or two! While carving pumpkins is the traditional way to create a jack-o’-lantern, if you have young children or kids who want to create jack-o’-lanterns without adult supervision, then it can be a dangerous and risky craft idea.
Thanksgiving marks the beginning of the holiday season, a time spent with family and friends.
Christmas is probably one of the easiest times of the year to use environmentally friendly decorating ideas, and given the more traditional decorating trends for the season and the ever increasing need for all of us to contribute to making the planet a greener place, it’s never been easier.
Planning The Perfect Memorial Day Barbeque
While the focus is often on the Fourth of July when it comes to backyard celebrations, Memorial Day is often a popular choice as well.
A Mother’s Day Menu Your Kids Can Prepare
Mother’s Day is the perfect time for your children to show their love and appreciation for everything Mom does by preparing her a simple but delicious meal she will really appreciate.
Planning The Perfect Easter Egg Hunt
Searching for hidden treasures and tasty sweets is the biggest part of Easter for young children.
On October 31 of every year, children around the nation enjoy carving jack-o-lanterns, dressing up in their favorite costumes and going out trick-or-treating for candy and treats.